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As I mentioned in the introduction to this guide, just about any business can be a passive source of income if youre not putting much time into it. Usually, that means hiring people to do the job for you. But some kinds of businesses expect a lot less work than others, and you may not need to put in more than just a couple of hours per week.

MobileXpression certainly is not going to make you wealthy, but it can easily get you an additional $50 per year with basically no attempt. Youll download their program to your smartphone and theyll access your browsing data, which they use for research purposes. Each week youll earn 5 credits.

Youll also receive a bonus when you first sign up. Ive been using it for a little while now and Ive earned several gift cards up to now. .

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Royalty Exchange is a marketplace where you can invest in royalties. Artists and musicians can raise money by selling the royalties for their work. As an investor, you can make money passively from the investment.

Paribus is a free program that will automatically hunt for refunds which are owed to you. When you make a purchase from a store/website that has a price match guarantee Paribus will search for a lower price, and if it finds one it can help you to have a refund for the difference.

If the shipments are overdue, Paribus will allow you to get compensation for it. .

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AHP buys distressed mortgages to prevent foreclosure, using investor money. Investors receive around 12% returns and are my sources paid each month. I havent personally invested with AHP, but I did a little research and found many people who had positive experiences with the investment. Its currently closed for new investors, however there is a wait list available for their next fund.

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I signed up to the wait list and plan to invest a small amount when it becomes accessible again. .

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Netspend offers pre-paid debit cards, that are often employed by those who dont have bank accounts. Which may not be of much interest to you. But a side benefit is that in the event you have a pre-paid card you can also install an FDIC-insured savings account together with Netspend that pays 5 percent interest.

You can have several accounts, apparently around 6 to $6,000 total. For a much more detailed look at this, please visit How Im Getting 5% Interest on FDIC-Insured Savings Accounts. .

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After reading through this list, decide on a few that seem like a good match for you. The sooner you get started with passive income that the sooner youll be making money, and youll have more to re-invest. There is definitely some low-hanging fruit on this list that's easy to get, even in the event that you don't have money to invest. .

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